Privacy Policy for MTracker

1. Introduction

Welcome to MTracker ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application MTracker (the "App"). Please read this Privacy Policy carefully.

2. Information We Collect

2.1 Personal Data

MTracker is designed as a local expense tracking application. We do not collect, store, or transmit any personal information to external servers. All data remains on your device.

2.2 Usage Data

We do not collect usage data, analytics, or tracking information from the App.

2.3 Device Information

The App may access device features necessary for functionality, such as:

• Local storage for saving your expense data
• Camera (if you choose to add photos to transactions - feature may be added in future updates)
• File system access for PDF export functionality

3. How We Use Your Information

Since all data is stored locally on your device:

• Your financial data never leaves your device
• We cannot access your transaction information
• No data is transmitted to our servers or third parties
• All processing happens locally on your device

4. Data Storage and Security

4.1 Local Storage

All your data is stored locally on your device using SQLite database. This includes:

• Transaction records (income and expenses)
• Categories and descriptions
• Dates and amounts
• Any other data you input into the App

4.2 Data Security

While we implement reasonable security measures within the App, the security of your data also depends on:

• Your device's security settings
• Physical access to your device
• Your device's operating system security

5. Data Sharing and Disclosure

We do not share, sell, rent, or trade your personal information with third parties because:

• We do not have access to your data
• All data remains on your device
• No data transmission occurs to external servers

6. Third-Party Services

MTracker does not integrate with third-party services, analytics tools, or advertising networks. The App operates independently without external connections.

7. Children's Privacy

Our App does not knowingly collect personal information from children under 13 years of age. Since all data is stored locally and we have no access to user data, we cannot determine the age of our users.

8. Data Backup and Loss

To protect your data:

• Regularly export your data using the PDF export feature
• Use your device's backup capabilities
• Keep records of important transactions

9. Your Rights and Choices

Since all data is stored locally on your device, you have complete control:

• Access: You can view all your data within the App
• Modification: You can edit or delete any transaction
• Export: You can export your data as PDF
• Deletion: You can delete individual transactions or uninstall the App to remove all data

10. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App and updating the "Last Updated" date. Changes are effective when posted.

11. Limitations of Liability

12. Compliance

This Privacy Policy is designed to comply with:

• Google Play Store Developer Policy
• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Children's Online Privacy Protection Act (COPPA)

13. Contact Information

14. Acknowledgment

By using MTracker, you acknowledge that you have read and understood this Privacy Policy and agree to be bound by its terms.